Most trusted travel insurance price comparison site on Trustpilot*
Why choose PayingTooMuch?
** Winners of the Best Comparison Site at The Personal Finance Awards 2021/2022, 2022/2023 and 2023/2024
Save on your travel insurance, and spend more on your adventures. Who needs to wait for sales? Get affordable cover all year long and dive into your next journey with confidence.
*Based on online independent research by Consumer Intelligence during 01 Apr to 30 Jun 2025, 10% of consumers could save up to £157.56 on their annual travel insurance policy with PayingTooMuch.
You'll want to spend your time planning trips, not scrolling online. So skip the travel insurance confusion and compare multiple prices in minutes, so you can get back to what matters.
Discover policies with no upper age limits. Get travel insurance with pre-existing medical conditions and set off on your next adventure with the confidence you deserve.
PayingTooMuch meets the eligibility requirements for inclusion on the Money Helper travel insurance directory, which the FCA has confirmed meets its criteria for a 'medical cover firm directory'. The Money Helper customer contact centre freephone number is 0800 138 7777
That's because we help customers to find cover so they don't have to second guess. And what’s more, we’ll do most of the legwork for you.
** Winners of the Best Comparison Site at The Personal Finance Awards 2021/2022, 2022/2023 and 2023/2024
How do I make a travel insurance claim?add removeIf you need to make a travel insurance claim, you’ll need to get in touch with your insurance provider. You can find out who your insurance provider is by looking at your policy documents. There should be a section in your policy booklet. To learn more about how to make a successful claim on your travel insurance, you can read our blog post.
How do I make changes to my policy?add removeWe’ve recently updated the way our website works, which means that the way you make changes to your policy will be changing. If you bought your travel insurance before 8 October 2025 and you need to make changes to your policy, you can speak to the PayingTooMuch team by calling 01243 784000. If you purchased your travel insurance on or after 8 October 2025, you’ll need to speak to your insurance provider directly. You can find their contact details in your policy documents.
How do I find out who I am insured with?add removeIf you’ve bought a policy after comparing your travel insurance with PayingTooMuch, your insurance provider should email you your documents. They’ll confirm who you’re insured with and what your travel insurance covers in more detail. Make sure you note down who you’ve bought your insurance with before leaving the PayingTooMuch website. This way, if you don’t get a confirmation email, you know who to get in touch with.
Who do I speak to about my policy?add removeWe’ve updated our website, so who you speak to about your policy will depend on when you bought your travel insurance. If you purchased your travel insurance before 8 October 2025, you can speak to a member of the PayingTooMuch team by calling 01243 784000. If you bought your travel insurance on or after 8 October 2025, you’ll need to speak to your insurance provider. You’ll be able to find their contact details in your policy documents.
How do I cancel my travel insurance?add removeIf you’ve changed your mind or your travel plans have changed and you want to cancel your travel insurance, you can find out who to contact in your policy documents. If you purchased your travel insurance before 8 October 2025 you can speak to a member of the PayingTooMuch team. If you purchased on or after 8 October 2025 you’ll need to speak to your insurance provider directly.
Will my policy be cheaper if I go direct?add removeWe’ve worked hard to make sure that you’re not paying too much for your travel insurance. This means that you shouldn’t be able to find the same product from the same insurance provider cheaper on their website.
How do I find / receive my policy documents?add removeYou should get your policy documents via email. If you bought on or after 8 October 2025, your insurance provider will email these directly over to you. If you purchased your travel insurance before 8 October 2025, you should have received an email from PayingTooMuch with access to your policy documents. Or, if you opted for your documents to be posted, you should have got a copy through the post.
How do PayingTooMuch make money?add removeThe comparison service we provide you is free of charge. However, if you compare and purchase a policy through our website, we’ll get a payment from the insurer you choose to buy from. We don’t set the price you pay, and we can’t offer you any financial advice while you’re comparing travel insurance. We’re committed to stop you from paying too much for your travel insurance. We work with many brands to help you compare travel insurance that’s right for you. You can find out more about our service here.