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You should be able to buy cover for your holiday if you’re:
There isn’t one-policy-fits all. Let us know as much as you can about your breast cancer so you can compare policies you know are right.
If something comes up and you can’t go on your holiday for reasons out of your control, you could claim the cost of your trip back
If you need emergency healthcare abroad or transport back to the UK, which is called repatriation , your cover could help towards the cost
You could claim back some costs if you miss a flight or connection through no fault of your own
This can include anything from luggage to passports. Even if something is stolen, you could make a claim
A Global Health Insurance Card (GHIC), previously known as the EHIC, can reduce the cost of medical expenses in most EU countries. It can cover you for routine treatments, such as chemotherapy, state-supplied healthcare and much more.
Some travel policies state that you need a GHIC/EHIC card, as well as your holiday cover. Make sure you read the terms properly before you choose your policy.
If you’re living with or have recovered from breast cancer, make sure you declare everything about your cancer. so you can find a policy with the right level of cover.
Then choose between a Single Trip policy, which could be the cheapest option if you’re only going on one trip. Or an Annual Multi-trip policy, which can be more cost-effective if you go abroad more than once a year.
Will breast cancer affect my travel insurance?add remove
Any type of pre-existing medical condition, including cancer, can make it harder to get cover. In most cases, it’ll cost you more. This is because you’re more likely to make a claim. The price will depend on the stage of your cancer and how long ago you were diagnosed.
Pre-existing medical conditions can also affect where you can get cover for. If you’re going to a country with expensive healthcare, such as the USA, your policy will be more expensive.
Is there an upper age limit to travel insurance if I’ve had breast cancer?add remove
Most policies don’t have an upper age limit. In fact, we specialise in cover for holiday goers in their 50s, 60s and 70s. But age and pre-existing conditions can increase the cost of your policy, as you’re more likely to need to claim on your insurance.
But you can compare travel insurance quotes to find the policy to suit your needs, at an affordable price.
Can I still get travel insurance after breast cancer surgery?add remove
If a GP says you’re fit to travel, you should still be able to get travel cover after surgery if you’ve been discharged from post-op checks. During the medical screening, you’ll need to let us know as much as you can about your condition, to help us find the best cover for you.
What will I be asked about my breast cancer?add remove
During the screening process, you could be asked the following questions:
- How long ago your initial diagnosis was
- Whether the cancer has spread beyond your breast (if it did, how long after your initial diagnosis?)
- Are you undergoing any treatment?
- Do you take any medication?
- Have you had any unplanned hospital admissions in the last year, relating to your cancer?
Questions will vary from person to person. It’s important to be as open and honest about your condition. Any claims related to your condition could be rejected if you’ve left out details about your health.