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Travel Insurance With Heart Conditions

Compare travel insurance for heart conditions

Up to unlimited medical cover
No upper age limit
Straightforward medical screening

Price comparison without the guesswork

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Cover for pre-existing medical conditions

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What does travel insurance for someone with a heart condition cover?

Whether you have pre-existing medical conditions or not, travel insurance should cover you for the same things as a standard policy. Just make sure you declare and cover your heart conditions when getting a quote to have valid cover.

Your policy might cost more to add your conditions but it’s important that you have peace of mind that you’re covered if you have a medical emergency that impacts your trip.

Most standard policies, without add-ons include:

Medical emergencies (including repatriation)
Cancellations
Travel disruptions
Accidental damage or injury
Baggage
Loss, damage and theft of personal items

What types of heart conditions are covered?

Our trusted insurers offer cover for heart conditions. This includes, but isn’t limited to:

Ischaemic heart disease
Angina
Cardiomyopathy
Heart failure
Cardiac valve disease

We can cover medical conditions but approval for holiday cover depends on your current health, medical history and your trip type. During the screening process, answer the medical questions as honestly and as accurately as possible. This will help you find the best cover for you and your trip.

Cover for heart conditions

Heart Attacks

You don’t need to let a heart attack stop you from making memories. With the right medical cover, you can take the trip of a lifetime you deserve. Whether you dream of a round-the-world cruise or relaxing on a sandy beach, answer a few questions about your health and start planning your next holiday.

Atrial Fibrillation

Head off on new adventures, with travel cover for atrial fibrillation and arrhythmias. Compare cover for emergency medical treatment, repatriation, cancellation cover and more, for medical travel insurance from providers you can trust.

Can you get cheap travel insurance for heart conditions?

The price of travel insurance is calculated based on you and your trip. Factors which can influence the price include:

Medical conditions

If you have pre-existing medical conditions, your holiday cover will cost more. This is because there’s a higher chance you’ll need to make a claim

Destination

If the country you’re travelling to has more expensive healthcare or is prone to natural disasters, your cover might be more expensive

Activities

Some activities, such as winter sports, are considered risky. You’ll need extra cover

Trip length

If you’re going on a longer trip, it’ll increase the price

Level of cover

If you need more medical cover or don’t want to pay an excess, it will cost more

Age

You’re more likely to get ill or injure yourself on holiday the older you get. This can make travel cover more expensive

What is the best travel insurance policy for someone with a heart condition?

Whether you’re having a short weekend away or jet off several times a year, choosing the best cover for you will help make sure you’re properly covered.

This could be the cheapest option if you’re only going on one holiday

Annual Multi-trip

For more regular travellers, this type of cover could save you time and money. Buy it once and get covered for an entire year.

What will I be asked when buying travel insurance with heart conditions?

You’ll be asked some important questions about your heart condition when you start a quote. This might include:

What type of heart condition you have
Whether you’re receiving treatment or if you have in the past
If you take medication for your heart condition
If you’re a smoker
When you last had a medical procedure

Everyone’s situation is different. We look at your current health, as well as pre-existing conditions to make sure you can compare medical policies that are great for your needs. The questions you’ll be asked may vary.

What isn’t covered?

Travel insurance doesn’t cover everything. Typical exclusions include:

Routine treatment on holiday
Travelling against the advice of a medical professional
Treatment for illnesses that could have been avoided by taking recommended vaccinations
Continued treatment on holiday, such as injections
Pre-arranged medical treatment abroad

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Frequently asked questions

Can I get travel insurance if I'm undergoing tests for a heart condition?

If you’re undergoing tests, you won’t be offered cover for your trip just yet. Your condition must be diagnosed, stable and well-controlled to buy travel insurance.

If you’re getting tested for a heart condition that’s already been diagnosed, you could get holiday cover. You can find out by starting a quote and answering the medical screening questions accurately and honestly.

Is there an upper age limit on travel insurance with heart conditions?

PayingTooMuch specialises in travel insurance for people living with pre-existing medical conditions. Some policies have upper age limits, but we’ll only show you cover that’s suited to you and your trip.

Find out more about travel cover for people over 60, over 70 and over 80.

Can you get travel insurance to the USA with heart conditions?

It might be harder to find cover for a trip to the USA with a heart condition. This is because medical care is a lot more expensive there than most countries.

But if your condition is stable and well-controlled, then you could find a travel policy to suit you, with enough medical cover in case anything happens. You’ll find more information in our guide about how much your travel policy is likely to cost.

Do I need a GHIC or EHIC card when travelling with a heart condition?

A GHIC card (previously known as EHIC) can help to cut the costs of medical treatment in most EU countries. If you’re living with a heart condition, a GHIC card could give you a higher level of protection if you have a medical emergency on holiday.

But travelling with a GHIC isn’t a substitute for buying good quality travel insurance.

Learn more about the importance of GHIC/EHIC cards.

Is it safe to travel with a heart condition?

Having a heart condition doesn’t mean you can’t explore the world. But it’s important to make sure you’re prepared before your trip. Some things to think about are:

Speaking with your GP and making sure you’re well enough to travel, and enjoy activities. This is especially important if you’ve recently had treatment.

Extreme climates and high altitudes can put strain on the heart. So, choose your location wisely. Closer to the time, make sure you check the weather forecast to prepare yourself for the different climate.

Asking your GP for a letter explaining your condition and the medication/equipment you need. This is important if you’re flying and need to carry it in hand luggage.

We work with well known insurers

Travel Insurance Medical

PayingTooMuch is a price comparison site using trusted providers to compare quality travel insurance at an affordable price. They specialise in cover for pre-existing medical conditions, as well as families and older age groups. PayingTooMuch is a trading name of TICORP Limited. PayingTooMuch travel insurance is arranged by TICORP Limited which is registered in Gibraltar. Company number 111526. Registered office: First Floor, Grand Ocean Plaza, Ocean Village, Gibraltar. TICORP Limited is authorised and regulated by the Gibraltar Financial Services Commission and trades in the UK on a freedom of services basis. Financial Conduct Authority FRN 663617. PayingTooMuch is administered by Eclipse Financial Management Limited which is registered in England and Wales number 07412856. Registered office: Britannia House, 3-5 Rushmills Business Park, Bedford Road, Northampton, NN4 7YB. Eclipse Financial Management Limited provide financial services and is authorised and regulated by the Financial Conduct Authority, reference 535496.