Can I get travel insurance after a heart attack?
When you've had a heart attack, finding travel insurance might feel a little harder than it used to. By using PayingTooMuch to compare travel insurance, you can feel confident that you could find the best cover for your needs at an affordable price.
No matter how long ago you've had your heart attack, you'll always need to declare and cover it on your travel insurance. Else you might not be protected if you need to make a claim that could have been related to your heart attack.
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What is the cost of travel insurance after a heart attack?
The cost of travel insurance depends on you and your trip. Here are some things that can affect the price:
Medical conditions
If you have a pre-existing medical condition, you might need a higher level of cover because you’re more likely to make a claim.
Destination
If you’re going to a country with more expensive healthcare or where natural disasters are more likely to impact your trip, your cover might cost more.
Activities
Some activities, like winter sports, can be risky. You’ll need extra cover if you want to enjoy them and feel reassured.
Trip length
If you’re going on a longer trip, the price will go up.
Level of cover
The higher level of cover, the more it’ll cost.
Age
The older you are, the higher the chance of getting sick or hurt either before or during your trip.
No matter your age, you can have the right cover at a price that’s fair as we specialise in travel insurance for over 50s, 60s and 70+.
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What does heart attack travel insurance cover?
If you’ve had a heart attack, you could still get reliable travel insurance. A standard policy usually includes cover for:
- Medical emergencies (including repatriation)
- Cancellations
- Travel disruptions
- Accidental damage or injury
- Baggage
- Loss, damage and theft of personal items
What isn’t included?
Travel insurance doesn’t cover you for everything. Typical exclusions might be:
- Travelling against the advice of a doctor or hospital consultant
- Failing to get the recommended vaccination for the place you’re visiting
- Routine treatments like dialysis or chemotherapy
- Ongoing treatments like injections, for your condition
- Travelling for pre-arranged medical treatment
What questions will I be asked if I want to buy heart attack travel insurance?
When you start a quote, you’ll be asked some important questions about your health. Answer them honestly and accurately to help us find the best cover for you. This might include:
- How many heart attacks you’ve had
- When your last heart attack was
- Whether you’re still having tests and treatments
- If you have any related conditions, such as high cholesterol
Have your medical documents at hand to make answering questions about your heart condition easier. Questions will vary.
